Studi Pemahaman Pengguna terhadap Keamanan dan Kenyamanan Layanan Pembayaran Non-Tunai BerbasisElektronik. An-Najah: Journal of Islamic Economics, [S. l.], v. 1, n. 01, 2026. Disponível em: https://jurnal.almaidah.or.id/index.php/JNIE/article/view/745. Acesso em: 1 aug. 2026.