Studi Pemahaman Pengguna terhadap Keamanan dan Kenyamanan Layanan Pembayaran Non-Tunai Berbasis Elektronik. An-Najah: Journal of Islamic Economics, [S. l.], v. 1, n. 01, p. 515–522, 2025. Disponível em: https://jurnal.almaidah.or.id/index.php/JNIE/article/view/105. Acesso em: 6 nov. 2026.