OPTIMALISASI FINTECH SYARIAH DALAM MENDUKUNG PERTUMBUHAN UMKM DI KOTA BINJAI. An-Najah: Journal of Islamic Economics, [S. l.], v. 1, n. 01, 2026. Disponível em: https://jurnal.almaidah.or.id/index.php/JNIE/article/view/389. Acesso em: 2 agu. 2026.