Analisis Sistem Penilaian Tingkat Kesehatan Bank Syariah terhadap Kinerja Perbankan Syariah
Keywords:
kesehatan bank syariah, RBBR, kinerja bank syariah, GCG, perbankan syariahAbstract
This study aims to analyze the influence of the Islamic bank soundness rating system on Islamic banking performance. Bank soundness is an important indicator used to assess a bank's ability to operate safely, efficiently, and in accordance with Islamic principles. The assessment of Islamic bank soundness is conducted using the Risk-Based Bank Rating (RBBR) approach, which includes risk profile, good corporate governance, earnings, and capital. This study employed a quantitative approach involving 30 respondents consisting of Islamic bank employees and Islamic economics academics. Data were analyzed using descriptive statistics, reliability testing, Pearson correlation, simple linear regression, t-test, and coefficient of determination. The results indicate that the Islamic bank soundness rating system has a positive and significant effect on Islamic banking performance with a contribution of 84.8%.
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