Analisis Peran Perbankan dalam Mendorong Inklusi Keuangan Masyarakat di Era Digital
Keywords:
Financial Inclusion, Banking, Digitalization, Qualitative Method, Digital EconomyAbstract
This study aims to analyze the role of banking in improving financial inclusion in the digital era. The main issue addressed is how banking digitalization affects access to financial services and its impact on community welfare. This research uses a qualitative descriptive approach. Data were collected through literature review from journals, books, and official reports within the last five years. Data analysis was conducted through data reduction, data display, and conclusion drawing. The results show that banking plays an important role in expanding financial access through digital services. However, challenges such as financial literacy and data security remain. Therefore, supportive policies are needed to develop financial inclusion sustainably.
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